During the existence of Hemels Publishers (since 1994), new clients have always come to Hemels Publishers on their own initiative. However, at this point the management feels the acquisition of clients needs to be structured and streamlined within the company and therefore developed a new marketing plan …

As the government states that current students have a loan aversion, more students in my opinion seem to make more use of the loan services of the Informatie Beheer Groep (IBG). That was my starting point before I began this thesis. My point of view concerning student loans was that students do loan …

This thesis examines trade relations between the EU and Ghana over the last couple of years, analysing whether the Cotonou Agreement has had a positive or negative impact on Ghanian trade with the UE, and the exoected impact of the EPA on trade and development. Furthermore, this thesis examines the role …