This Advisory Report provides a set of three evidence-based recommendations to further improve the creditworthiness assessment of Postbank Personal Finance. Bulgaria has a highly competitive consumer finance market subject to strict BNB and EBA rules. Consultants' inconsistent access to CCR, borderline …

Awareness of climate change and stricter emission regulations have accelerated the search for sustainable energy solutions. A central goal is carbon-neutral energy use, minimizing greenhouse gas emissions while ensuring reliable energy supply. In applications with limited grid access—such as festivals, …

In Dutch supermarkets, 80% of food products do not comply with the principles of the Dutch Dietary Guidelines. Navigating the maze of consumer choice and product interpretation in the supermarket environment is a complex process. This study investigated what (sources of) information Dutch consumers (aged …

The research client Botanic Sanctuary Antwerp (hereafter: botanic), a five-star superior hotel, commissioned a research to determine ways of implementing sustainable practices in the Meeting & Events (M&E) department, whilst maintaining superior quality.The research, using the Design-Based Research (DBR) …

The current intensification of the agricultural production system continues to cause public concern about its sustainability owing to the increasingly negative effects of its operations on the environment, the economy, and society's well-being. The key public concerns about impacts include the escalating …

While writing this report, the construction is ongoing of the Oosterweel Connection project of the ring of Antwerp ongoing. This project is about completing the ring of Antwerp from West to North around the city. This project aims to improve the connectivity around the city and the port of Antwerp. A …

In this document the research justification of the showcase was created. The research shows to what extent Bax-shop still has to improve their buildings to obtain a certain energy building label which is a directive (the European Energy Directive given by the European government to all its member states …

Waste Treatment Technologies has made a considerable growth the past couple of years. The organization is designing, constructing, building and maintaining waste treatment facilities all over the world. Several aspects within the organization have grown together with the recent developments. However, …

Saybolt is a petrochemical company that invest in different types of oils and fuels. Saybolt Vlaardingen has purchased a new Perkin Elmer Optima 8300 ICP-OES (Inductively coupled plasma optical-emission spectrometry) that must be validated. The ICP-OES is used to analyze metals in petroleum products. This …

Flower industries in Ethiopia are characterized by frequent violations of workers’ rights and freedoms as well as environmental protection and handling problems. Despite the problems, little and/no case study research was conducted in the sector. Hence, a case study research was conducted on four rose …