This Advisory Report provides a set of three evidence-based recommendations to further improve the creditworthiness assessment of Postbank Personal Finance. Bulgaria has a highly competitive consumer finance market subject to strict BNB and EBA rules. Consultants' inconsistent access to CCR, borderline …

Within the confines of a traditional, longitudinal and narrow housing block in Rotterdam-West, this project proposes a double-sided, permeable and dynamic living environment for students and young professionals. Shared facilities foster community life, while also generating work opportunities and relationships …

In een schoolse omgeving, waar leerlingen voornamelijk stilzitten tijdens de middagspeeltijd en niet geïnteresseerd zijn in bewegen, is het essentieel om te begrijpen wat deelname aan fysieke activiteiten tijdens de speeltijd kan bevorderen. Deze studie onderzoekt welke determinanten bijdragen aan deelname …

The Capucine cloister in Tilburg was established in the 19th century along one of the routes leading out of the city center, as part of the urban expansion that was then taking place. Nearby a nunnery can be found at the other end of a park, the whole being enclosed by a long wall. Now the place has …

Wineries are not new in the Netherlands, but they still are mostly small scale and for this reason have separate locations for growing the vines and processing the grapes. This design project outlines a different scenario, where vacant agricultural plots are combined into a large whole and can support …

Urban Farming is a design project with a dual objective. It aims to provide a sustainable model for community engagement and food security in Rotterdam. Near Nieuw Mathenesse in the former harbor area now known as the M4H development zone, a sizeable waterfront site is chosen for a transformation of …

A design for creative makers in M4H Rotterdam’. The design for five blocks of living & working space at the head of M4H in Rotterdam addresses both the need for workspace accommodations for creative makers in our large cities and the wish for mixed-use living/working space which is hardly met by present-day …

‘Dreaming of Modernism, a strategic vision for Amsterdam Southeast’ is a reflection and a looking forward in the tradition of urban planning, starting from a fascination for the Bijlmer, as Amsterdam Southeast is commonly known, as the most extensive and youngest urban expansion of the last century. …

Postwar reconstruction nowadays has become a deeply researched subject, not only to meet the need for rebuilding in former war zones, but also to meet the requirements of the homecoming after people’s return. This project, situated in the Saltivka micro district in Kharkiv, Ukraine, follows a number …

Scooperz is a Social and Influencer Marketing Agency, that aims to revolutionise the online presence of the most globally renowned brands and talents. They specialize in four key areas namely: Social Media Marketing, Influencer Marketing, Talent Management, and Social Media Management (Scooperz, 2024a). …