This Advisory Report provides a set of three evidence-based recommendations to further improve the creditworthiness assessment of Postbank Personal Finance. Bulgaria has a highly competitive consumer finance market subject to strict BNB and EBA rules. Consultants' inconsistent access to CCR, borderline …

Before finalizing the design plans for the Seawater Reverse Osmosis (SWRO) plant in Jubail, Saudi Arabia, requested by IDOM’s client, a flood risk analysis of the site is required. Within this flood risk analysis, the impacts on the SWRO site will be simulated during a rainfall event with a return period …

This report outlines key findings generated from evidence-based research examining the impact of spatial planning on facility management performance within the Dutch pavilion at the World Expo Osaka 2025. It addresses the recurring neglect of facility management considerations in design and construction …

Achtergrond: Het herstel na conservatief behandeld achterste kruisbandletsel (PCL) verloopt niet eenduidig. Hoewel de PCL een relatief groot intrinsiek genezingsvermogen heeft, leidt structureel herstel niet vanzelfsprekend tot volledig functioneel herstel. Deze onzekerheid neemt toe bij aanwezigheid …

This report describes the development of a prototype for a device that can charge and secure the Luna Glass, Luna’s flagship product. The assignment was to create the hardware and software necessary to facilitate a device that can charge the Luna Glass with room for future changes. The development is …

This research is based on the problem that for the Dutch higher education there is a lack of comprehensive framework that address the unique challenges faced by these institutions in becoming in control of the cyber risks and increasing the cybersecurity maturity. This problem is addressed by answering …

Traditional non-linear models offer Dutch municipalities limited insight into the social behaviour of local stakeholders, even though this behaviour largely determines the success of policies in complex sociotechnical systems. This study addresses the following research question: “How can an agent-based …

This research explored whether machine learning models could predict shifts in participants’ preferences and attitudes towards energy solutions based on behavioural and self-reported engagement data collected during visual educational interventions. Through four sub-questions, the study evaluated how …

Hard coastal defences along the Dutch–Belgian North Sea coast are nearing the end of their design life and carry significant ecological costs. Salt marsh Nature-Based Solutions (NbS) provide a self-sustaining alternative. However, existing asset-management (AM) standards continue to view them as "nice-to-have" …

This thesis aims to evaluate the potential of an aluminum extension to improve the operational service level of the Zeelandbrug, in terms of capacity and safety. This encompasses assessing the bridge's current performance, investigating evolving regional transport demands, defining improvement priorities, …