This Advisory Report provides a set of three evidence-based recommendations to further improve the creditworthiness assessment of Postbank Personal Finance. Bulgaria has a highly competitive consumer finance market subject to strict BNB and EBA rules. Consultants' inconsistent access to CCR, borderline …

Background: Most studies on older adults' vitality focus on linear connections between determinants and outcomes. To design more comprehensive and impactful approaches to support the vitality of older adults, a better understanding of the interplay among elements that shape their vitality is necessary. …

Attack surfaces are increasing as products are increasingly more connected. This has been acknowledged by the European Commission in their Europe: fit for the digital age strategy and in recent legislative proposals. Most importantly, the proposed Cyber Resilience Act (CRA) sets minimum cybersecurity …

Aquabots is a development platform for autonomous navigation which was initiated in 2010 by the Rotterdam University of Applied Sciences and system integrator Imtech. In 2014, the first student team successfully crossed the river Nieuwe Maas with their Remotely Operated Vessel (Aquabot) EindMaas. By …

Background: Parents of preterm infants often face challenges in transitioning from hospital to home, requiring reliable and accessible information to support their caregiving. Mobile health interventions have the potential to supplement postdischarge education and empower parents by providing tailored, …

Background The global nursing shortages exacerbated by the COVID-19 pandemic necessitated a drastic reorganization in nursing practices. Work routines, the composition of teams and subsequently mundane nursing practices were all altered to sustain the accessibility and quality of care. These dramatic …

Background The global nursing shortages exacerbated by the COVID-19 pandemic necessitated a drastic reorganization in nursing practices. Work routines, the composition of teams and subsequently mundane nursing practices were all altered to sustain the accessibility and quality of care. These dramatic …

Sensors in offices mainly measure environmental data, missing qualitative insights into office workers’ perceptions. This opens the opportunity for active individual participation in data collection. To promote reflection on office well-being while overcoming experience sampling challenges in terms of …

Abstract Aims: Medical case vignettes play a crucial role in medical education, yet they often fail to authentically represent diverse patients. Moreover, these vignettes tend to oversimplify the complex relationship between patient characteristics and medical conditions, leading to biased and potentially …

The decomposition of a body is influenced by burial conditions, making it crucial to understand the impact of different conditions for accurate grave detection. Geophysical techniques using drones have gained popularity in locating clandestine graves, offering non-invasive methods for detecting surface …