This Advisory Report provides a set of three evidence-based recommendations to further improve the creditworthiness assessment of Postbank Personal Finance. Bulgaria has a highly competitive consumer finance market subject to strict BNB and EBA rules. Consultants' inconsistent access to CCR, borderline …

This study evaluates the effect of gamification on the engagement and performance of first-year students in the International Supply Chain Management course at a University of Applied Sciences. Several students were exposed to the pilot of The Fresh Connection compact, a simulation game which was implemented …

This paper investigates the advantages and challenges associated with synchronous and asynchronous activities in intercultural virtual collaboration (IVC) projects, particularly in relation to student satisfaction and learning outcomes. This study draws parallels between two distinct IVC projects. The …

Student success is a critically important concept in educational assessment and research, yet a comprehensive synthesis of its defining elements remains absent. To address this gap, a scoping review was conducted, identifying 274 peer-reviewed studies published between 2011 and 2022. From these studies, …

This LYCar report investigates the effect of creative leadership manifestations—directive versus facilitative—on food waste (FW) reduction and employee satisfaction in a professional student-run kitchen at Hotelschool The Hague. Through a six-week quasi-experiment using Orbisk tracking and survey data, …

This thesis explores how organizations can build stronger trust and transparency in AI-driven marketing. It examines customer concerns around data use, personalization, and algorithmic decision-making, and identifies practices that make AI more understandable, fair, and responsible. Through interviews …

Gamification in education has gained momentum as a means to improve students’ motivation and learning outcomes. This study evaluates the effect of gamification on the engagement and performance of first students in the International Supply Chain Management course at a University of Applied Sciences. …

The luxury real estate sector is a complex industry characterized by multiple factors. Hence, exclusivity, complex sales cycles, and, most importantly, the discerning expectations of high-net-worth individuals (HNWIs). Within Spain’s Costa del Sol, Drumelia Real Estate has established itself as a leading …

This paper presents the pedagogical framework and outcomes from a three-year experience of teaching European energy security courses at the International University of Sarajevo (Bosnia and Herzegovina) with a focus on the undergraduate 6 ECTS course IR467 Energy Security, which was taught from 2023 to …

Volwassen beenprothesegebruikers ervaren tijdens en na de revalidatie verschillende uitdagingen bij het hervatten van dagelijkse activiteiten in de thuissituatie. Dit onderzoek richtte zich op de tevredenheid van de prothesegebruikers tijdens hun revalidatieproces, met aandacht voor de verschillen tussen …